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Find Mortgage Refinance Companies in West Fargo, ND
Directory of mortgage refinance companies in West Fargo, North Dakota. Verify credentials with the state mortgage licensing authority before hiring.
9 agents listed
Updated May 2026
West Fargo, ND
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Dakota before hiring.
Showing 9 mortgage refinance companies in West Fargo, ND
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kayla Kallander - Mortgage Advisor - #986939 - First International Bank & Trust
1350 13th Ave E, West Fargo, ND 58078
7013709766
Guild Mortgage - Katie Stockert
530 Oak Ridge Way E Suite 2, West Fargo, ND 58078
7014041565
Bell Bank Mortgage, Karla VanRaden
320 32nd Ave W Suite 100, West Fargo, ND 58078
7012981546
Bell Bank Mortgage, Kathy Rheault
320 32nd Ave W Suite 100, West Fargo, ND 58078
7012981553
Alliance Mortgage
3244 Oak Ridge Loop E Suite A, West Fargo, ND 58078
2184433579
Jason Thornton at Rate (NMLS #2233917)
3275 Oak Ridge Loop E, West Fargo, ND 58078
7018403680
Jodi J Deplazes Powered By Edge Home Finance - West Fargo, North Dakota Branch
3240 Oak Ridge Loop E, West Fargo, ND 58078
7014911804
Angie Scoville, Mortgage Loan Officer
Located in Western State Bank, 755 13th Ave E, West Fargo, ND 58078
7014996342
Guild Mortgage Company
530 Oak Ridge Way E Suite 2, West Fargo, ND 58078
7014041560
Mortgage refinance companies in West Fargo North Dakota help homeowners lower their interest rate or change loan terms. North Dakota law requires all mortgage brokers to be licensed through the state Department of Financial Institutions. Local lenders understand the Cass County real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in West Fargo Cost?
Typical costs for a mortgage refinance in North Dakota include an appraisal fee of 400 to 700 dollars, origination fees of 0.5 to 1.5 percent of the loan amount, and title insurance which can cost 500 to 1,200 dollars. Closing costs generally range from 2,000 to 5,000 dollars depending on loan size and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in West Fargo?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. North Dakota lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in North Dakota?
A standard refinance in North Dakota usually takes 30 to 45 days from application to closing. Delays can occur if the title search or appraisal takes longer than expected.
Are there North Dakota specific laws for mortgage refinancing?
North Dakota has a three day right of rescission for most refinances, meaning you can cancel the loan within three business days after signing. The state also caps prepayment penalties on certain loan types.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Dakota.