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Browse mortgage refinance companies serving Minot, North Dakota. Contact information and addresses listed below.
10 agents listed
Updated May 2026
Minot, ND
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Dakota before hiring.
Showing 10 mortgage refinance companies in Minot, ND
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Title Team
1835 16th St SW, Minot, ND 58701
7018381907
Town & Country Credit Union
615 S Broadway, Minot, ND 58701
7018522018
Aspire Credit Union
1430 S Broadway, Minot, ND 58701
7018375353
eLendingNow
1408 20th Ave SW #3rd, Minot, ND 58701
7018383247
Mission Mortgage Group - Powered by New American Funding - Sarah Burckhard, Jocelyn Herslip, Nathan Vetter & Dianne Benson
2080 36th Ave SW Suite 205, Minot, ND 58701
7018393360
OneMain Financial
401 40th Ave SW Ste 141, Minot, ND 58701
7018397537
Chad Vogel, PRMI The Dakota Group
720 Western Ave SW Suite 100, Minot, ND 58701
7017215889
Hard Money Lenders Minot ND
1015 S Broadway, Minot, ND 58701
7015436144
US Bank Mortgage
1925 S Broadway Ste 2, Minot, ND 58701
8008722657
US Bank Mortgage
17 1st Ave SW, Minot, ND 58701
8008722657
Mortgage refinance companies in Minot, North Dakota help homeowners lower their interest rate, change loan terms, or access home equity. North Dakota law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). Local lenders understand the Minot housing market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Minot Cost?
Typical costs for a mortgage refinance in North Dakota include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costing $500 to $1,000. Closing costs in Minot generally range from 2% to 5% of the loan principal. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Minot?
You typically need pay stubs, tax returns, bank statements, and a property appraisal. North Dakota lenders also require proof of homeowners insurance and a valid photo ID.
How long does a mortgage refinance take in North Dakota?
A standard refinance in North Dakota usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer than expected.
Are there North Dakota specific laws that affect refinancing?
Yes. North Dakota Century Code Chapter 47-18 covers mortgage lending and requires clear disclosure of fees. The state also has a 3 day right of rescission for most refinances under federal law.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Dakota.