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Compare Mortgage Refinance Companies in Grand Forks, ND
Directory of mortgage refinance companies in Grand Forks, North Dakota. Verify credentials with the state mortgage licensing authority before hiring.
6 agents listed
Updated May 2026
Grand Forks, ND
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Dakota before hiring.
Showing 6 mortgage refinance companies in Grand Forks, ND
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Class Mortgage - Grand Forks
2750 17th Ave S, Grand Forks, ND 58201
7017753288
Nations Lending - Grand Forks, ND Company NMLS #32416
3001 32nd Ave S #1a, Grand Forks, ND 58201
7017417435
OneMain Financial
2100 S Columbia Rd #112, Grand Forks, ND 58201
7017727114
Jen Ekberg (Granite Bank)
202 N 3rd St, Grand Forks, ND 58203
7017404900
Wintrust Mortgage
997 47th Ave S Unit 4, Grand Forks, ND 58201
7017380651
US Bank Mortgage
600 Demers Ave, Grand Forks, ND 58201
8008722657
Mortgage refinance companies in Grand Forks help homeowners adjust their loan terms or lower their interest rates. North Dakota law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local companies understand the Red River Valley housing market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Grand Forks Cost?
Typical costs for refinancing a mortgage in North Dakota include an appraisal fee of 400 to 700 dollars, loan origination fees of 0.5 to 1 percent of the loan amount, and title insurance costs of 500 to 1,000 dollars. Closing costs often total 2 to 5 percent of the loan principal. These amounts vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Grand Forks?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. North Dakota lenders also require a property appraisal. Check with your chosen company for their specific list.
How long does a mortgage refinance take in North Dakota?
A standard refinance in North Dakota usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer. Your lender will provide a timeline estimate.
Are there North Dakota laws that affect mortgage refinancing?
Yes. North Dakota Century Code Chapter 47 governs mortgage transactions. Lenders must follow state rules on prepayment penalties and disclosure. You have a three day right of rescission after signing for most refinances.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Dakota.