Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 2 mortgage refinance companies in Zebulon, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PNC Mortgage
300 N Arendell Ave, Zebulon, NC 27597
9194043850
Carolina Mortgage Group Inc
1401 N Arendell Ave, Zebulon, NC 27597
9192693862
What Does a Mortgage Refinance Company in Zebulon Cost?
Typical costs for a mortgage refinance in North Carolina include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $500 to $1,000. Closing costs generally range from 2% to 5% of the loan principal. These figures are estimates and vary by lender, loan type, and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Zebulon?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. North Carolina lenders also require a property appraisal and a completed loan application.
Are there North Carolina specific rules for mortgage refinancing?
Yes. North Carolina has anti-predatory lending laws that limit certain fees and require clear disclosures. Lenders must follow the North Carolina Consumer Finance Act for loans under a certain amount.
How long does a mortgage refinance take in North Carolina?
A typical refinance in North Carolina takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.