Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 19 mortgage refinance companies in Winston-Salem, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
514 S Stratford Rd Suite 240, Winston-Salem, NC 27103
3367141556
Highlands Residential Mortgage
2098 Frontis Plaza Blvd, Winston-Salem, NC 27103
3365759448
Jill Burgess - Ameris Bank Mortgage
3500 Vest Mill Rd Ste 1, Winston-Salem, NC 27103
3367409068
The Sharpe Mortgage Team - Ashley McKenzie-Sharpe Highlands Residential Mortgage
2098 Frontis Plaza Blvd A, Winston-Salem, NC 27103
3365759448
Atlantic Bay Mortgage Group - Winston-Salem, NC
110 Oakwood Dr Suite 540, Winston-Salem, NC 27103
3367934400
Ryan A Reynolds | Fairway Independent Mortgage Corporation Senior Loan Officer
514 S Stratford Rd Suite 240, Winston-Salem, NC 27103
3367141558
Mike Bailey | Fairway Independent Mortgage Corporation
514 S Stratford Rd, Winston-Salem, NC 27103
3366083269
Andi Lentz at Prosperity Home Mortgage - Winston Salem
110 Oakwood Dr Suite 110, Winston-Salem, NC 27103
3366502499
Karla M Amaya Rivas | Senior Mortgage Banker - NMLS 336441
110 Oakwood Dr Suite 540, Winston-Salem, NC 27103
3369087888
Chris Jenkins NMLS #71230 Wesley Ray Jenkins ll NMLS #102329 Fairway Home Mortgage #2289
514 S Stratford Rd Suite 240, Winston-Salem, NC 27103
3369970267
Pam Caldwell at Certainty Home Lending (NMLS #83707)
190 Charlois Blvd Suite 200, Winston-Salem, NC 27103
3366172841
Brian Crewey at Prosperity Home Mortgage - Winston-Salem
110 Oakwood Dr #110, Winston-Salem, NC 27103
3363555695
Bill Reynolds | Fairway Independent Mortgage Corporation SVP Area Manager
514 S Stratford Rd Suite 240, Winston-Salem, NC 27103
3367141557
John Dillon - VanDyk Mortgage Corporation
1014 Brookstown Ave suite b, Winston-Salem, NC 27101
3364031384
Dawn Hensley
514 S Stratford Rd, Winston-Salem, NC 27103
3362511102
Prosperity Home Mortgage
110 Oakwood Dr #110, Winston-Salem, NC 27103
3366502499
Old Country Mortgage Services Inc
2150 Country Club Rd Ste 248, Winston-Salem, NC 27104
3367599400
Dew Mortgage LLC
4400 Silas Creek Pkwy # 107, Winston-Salem, NC 27104
3367688050
Certainty Home Lending
190 Charlois Blvd Suite 200, Winston-Salem, NC 27103
3362598187
What Does a Mortgage Refinance Company in Winston-Salem Cost?
Typical costs for mortgage refinancing in North Carolina include an origination fee of 0.5 to 1.5 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for refinancing a mortgage in Winston-Salem?
The refinancing process in North Carolina usually takes 30 to 45 days from application to closing. This timeline can vary based on the lender and your specific financial situation.
Do I need a home appraisal to refinance in North Carolina?
Most lenders in North Carolina require a home appraisal for a refinance. The appraisal determines your homes current market value and affects your loan-to-value ratio.
Are there North Carolina specific laws about mortgage refinancing?
Yes. North Carolina General Statute 24-10.2 limits prepayment penalties on certain mortgages. Also, the state requires lenders to provide a Loan Estimate within three business days of application.