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Compare mortgage refinance companies in Waxhaw. Review contact information and insurance categorys before you decide.
6 agents listed
Updated May 2026
Waxhaw, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 6 mortgage refinance companies in Waxhaw, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
uMortgage Solutions
8412 New Town Rd B, Waxhaw, NC 28173
7045884006
Atlantic Bay Mortgage Group: Tony Garshnick
3512 Providence Rd S STE C, Waxhaw, NC 28173
7047786205
Cobblestone Mortgage Corp: Norma Rowe
101 W South Main St, Waxhaw, NC 28173
7049531768
Keen Lending - NMLS - 2085433
136 Waxhaw Pkwy Suite 113 E, Waxhaw, NC 28173
8553317355
John Baranowski Sr. Mortgage Advisor NMLS# 26785
318 E South Main St, Waxhaw, NC 28173
7042722637
Atlantic Bay Mortgage Group - Waxhaw, NC
3512 Providence Rd S STE C, Waxhaw, NC 28173
7043177770
Mortgage refinance companies in Waxhaw North Carolina help homeowners lower their interest rate or change loan terms. North Carolina law requires all mortgage lenders and brokers to be licensed by the North Carolina Commissioner of Banks. Local Waxhaw residents can work with these companies to refinance conventional FHA or VA loans.
What Does a Mortgage Refinance Company in Waxhaw Cost?
Typical costs for mortgage refinance in North Carolina include an origination fee of 0.5% to 1% of the loan amount plus appraisal fees around $400 to $700 and title search fees of $200 to $500. Closing costs usually total 2% to 5% of the loan principal. These amounts vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Waxhaw North Carolina?
You typically need pay stubs tax returns bank statements and a photo ID. North Carolina lenders also require a property appraisal. Your refinance company will provide a full list based on your loan type.
Is there a waiting period to refinance after buying a home in North Carolina?
For conventional loans you usually must wait six months after purchase. FHA loans allow refinancing after 210 days. North Carolina law does not add extra waiting periods beyond federal guidelines.
Can I refinance a mortgage with bad credit in Waxhaw?
Yes some lenders offer refinancing for borrowers with lower credit scores. North Carolina does not set a minimum credit score for refinancing but each lender has its own requirements. Expect higher interest rates or fees for lower scores.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.