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Compare Mortgage Refinance Companies in Wake Forest, NC
Browse mortgage refinance companies serving Wake Forest, North Carolina. Contact information and addresses listed below.
11 agents listed
Updated May 2026
Wake Forest, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 11 mortgage refinance companies in Wake Forest, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Amy Bonis Mortgage Team
525 S White St Office 123, Wake Forest, NC 27587
9194144430
Ace Mortgage Group LLC
1780 Heritage Center Dr Suite 103, Wake Forest, NC 27587
9196165713
Michael Travis at First Heritage Mortgage
1780 Heritage Center Dr Ste 203, Wake Forest, NC 27587
9194352090
Mindy Edwards at Mortgage Network Solutions
1021 Forestville Rd #201, Wake Forest, NC 27587
9199992791
Aaron Herstein - Mortgage Broker and Loan Officer
525 S White St, Wake Forest, NC 27587
9196145626
Scott Walton | Novus Home Mortgage Loan Officer
881 Falcate Dr, Wake Forest, NC 27587
9195309977
Prestige Lending
123 Capcom Ave, Wake Forest, NC 27587
9195620207
Shayna Thomas-Loan Officer/Mortgage Broker
525 S White St, Wake Forest, NC 27587
9104472257
First Heritage Mortgage, LLC - Wake Forest
1780 Heritage Center Dr Ste 203, Wake Forest, NC 27587
9192347442
ALCOVA Mortgage | Wake Forest
1776 Heritage Center Dr, Wake Forest, NC 27587
3366889439
derek bandel
525 S White St, Wake Forest, NC 27587
9194144194
Mortgage refinance companies in Wake Forest, North Carolina help homeowners replace their existing home loan with a new one. This process can lower monthly payments or change loan terms. North Carolina law requires lenders to provide a clear Loan Estimate within three business days of application, giving borrowers time to review costs.
What Does a Mortgage Refinance Company in Wake Forest Cost?
Typical costs for a mortgage refinance in North Carolina include lender origination fees of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title search fees around 200 to 400 dollars. The state mortgage tax adds 0.10 percent of the loan amount. Closing costs usually total 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Wake Forest?
You typically need pay stubs, tax returns, bank statements, and a recent mortgage statement. Lenders also require a home appraisal to determine current property value. Gather these items early to speed up the process.
How long does a mortgage refinance take in North Carolina?
Most refinances close in 30 to 45 days from application. North Carolina law allows a three-day right of rescission after signing, which adds a short delay. Delays can occur if the appraisal or title search takes longer than expected.
Are there North Carolina laws that affect refinance costs?
Yes, North Carolina imposes a mortgage tax of 0.10 percent on the loan amount for refinances. This tax is paid at closing. Some counties also charge a recording fee. These costs are in addition to lender fees and third-party services.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.