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Compare mortgage refinance companies in Sanford. Review contact information and insurance categorys before you decide.
14 agents listed
Updated May 2026
Sanford, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 14 mortgage refinance companies in Sanford, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chet Mann | Guild Mortgage
212 Hawkins Ave, Sanford, NC 27330
9197770114
Mariner Finance
1948 S Horner Blvd Ste. B, Sanford, NC 27330
9197756067
National Finance Company
1500 S Horner Blvd, Sanford, NC 27330
9197752207
OneMain Financial
3232 NC-87, Sanford, NC 27332
9197752147
Guild Mortgage - Michele Zelvis
212 Hawkins Ave, Sanford, NC 27330
9196322833
Guild Mortgage - Josh Porter
212 Hawkins Ave, Sanford, NC 27330
9194440014
Motto Mortgage Strategic
201 Commercial Ct, Sanford, NC 27330
9106444801
Guild Mortgage - Miluska Tezekjian
212 Hawkins Ave, Sanford, NC 27330
9196492369
Justin Price Motto Mortgage Strategic
201 Commercial Ct, Sanford, NC 27330
9198951769
Ariell Shoemo Motto Mortgage Strategic
201 Commercial Ct, Sanford, NC 27330
3362594973
Guild Mortgage Company
212 Hawkins Ave, Sanford, NC 27330
9197770114
Trevor Williams Motto Mortgage Strategic
201 Commercial Ct, Sanford, NC 27330
9198008564
Guild Mortgage - Amanda Stephens
212 Hawkins Ave, Sanford, NC 27330
9197770114
PNC Mortgage
338 Carthage St, Sanford, NC 27330
9197084900
Mortgage refinance companies in Sanford, North Carolina help homeowners lower their interest rates or change loan terms. North Carolina law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the real estate market in Lee County and can guide you through state-specific regulations.
What Does a Mortgage Refinance Company in Sanford Cost?
Typical costs for a mortgage refinance in North Carolina range from 2% to 5% of the loan amount. This includes an appraisal fee of $400 to $600, title search and insurance of $500 to $1,000, and lender origination fees of 0.5% to 1% of the loan. Closing costs in Sanford may also include recording fees and transfer taxes. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Sanford North Carolina?
You typically need recent pay stubs, tax returns, bank statements, and a photo ID. North Carolina law also requires lenders to verify your ability to repay the loan. Your refinance company will provide a complete list based on your situation.
How long does a mortgage refinance take in North Carolina?
A typical refinance in North Carolina takes 30 to 45 days from application to closing. This timeline can vary based on the lender's workload and your property appraisal. North Carolina does not have a statutory waiting period for refinances.
Are there North Carolina specific laws for mortgage refinancing?
Yes, North Carolina has anti-predatory lending laws that limit certain fees and interest rates. Lenders must follow the North Carolina Residential Mortgage Lending Act. These rules protect borrowers from unfair terms.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.