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Directory of mortgage refinance companies in Raleigh, North Carolina. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Raleigh, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 20 mortgage refinance companies in Raleigh, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Raleigh Mortgage Group
8414 Falls of Neuse Rd STE 202, Raleigh, NC 27615
9198660212
Martin Mortgage Group
7721 Six Forks Rd Suite 120, Raleigh, NC 27615
9196129978
FM Lending
1000 St Albans Dr STE 400, Raleigh, NC 27609
9197854333
Martini Mortgage Group - Raleigh, NC - Home Loans, Refinance, and More.
507 N Blount St, Raleigh, NC 27604
9192384934
TowneBank Mortgage
3535 Glenwood Ave Ste 101, Raleigh, NC 27612
9198825100
Fairway Independent Mortgage Corporation
8303 Six Forks Rd Suite 101, Raleigh, NC 27615
9198793042
PrimeLending, A PlainsCapital Company - Raleigh
4509 Creedmoor Rd Suite 201, Office 248, Raleigh, NC 27612
Ignite Mortgage Group, LLC - Raleigh Mortgage Company
5 W Hargett St, Raleigh, NC 27601
9192604295
Tammi Rowe, Mortgage Lender, NMLS 117643
4700 Falls of Neuse Rd #225, Raleigh, NC 27609
9196245550
MortgageMecca, Inc.
4701 Creedmoor Rd STE 105, Raleigh, NC 27612
9196183716
Chris Long, Mortgage Specialist - NC Equity Resources, Inc.
707 N West St #103, Raleigh, NC 27603
9196626511
Triangle Lending Group LLC
9350 Falls of Neuse Rd STE 103, Raleigh, NC 27615
9198621982
Alex Proctor
705 W North St, Raleigh, NC 27603
9198015944
Simple Mortgage Group
4112 Pleasant Valley Rd STE 212, Raleigh, NC 27612
4123786241
Mortgage refinance companies in Raleigh North Carolina help homeowners lower their interest rates or change loan terms. North Carolina law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local companies understand the Wake County housing market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Raleigh Cost?
Typical costs for a mortgage refinance in North Carolina range from 2 percent to 5 percent of the loan amount. For a 200,000 dollar loan, that means 4,000 to 10,000 dollars in fees including appraisal, title search, and origination charges. Costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Raleigh?
You typically need recent pay stubs, tax returns, bank statements, and a current mortgage statement. North Carolina lenders may also request a property appraisal to confirm home value.
How long does a mortgage refinance take in North Carolina?
A standard refinance in North Carolina usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there North Carolina specific laws for mortgage refinancing?
Yes. North Carolina law requires lenders to disclose the annual percentage rate and total finance charges clearly. The state also has a three day right of rescission for most refinances, allowing you to cancel the loan without penalty.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.