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Mortgage Refinance Companies in Raleigh, NC

Browse mortgage refinance companies serving Raleigh, North Carolina. Contact information and addresses listed below.

20 agents listed
Updated June 2026
Raleigh, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of North Carolina before hiring.
Showing 20 mortgage refinance companies in Raleigh, NC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Raleigh Mortgage Group
8414 Falls of Neuse Rd STE 202, Raleigh, NC 27615
(919) 866-0212 raleighmortgagegroup.com
Martin Mortgage Group
7721 Six Forks Rd Suite 120, Raleigh, NC 27615
(919) 612-9978 yournclender.com
FM Lending
1000 St Albans Dr STE 400, Raleigh, NC 27609
(919) 785-4333 fmlending.com
Martini Mortgage Group - Raleigh, NC - Home Loans, Refinance, and More.
507 N Blount St, Raleigh, NC 27604
(919) 238-4934 martinimortgagegroup.com
TowneBank Mortgage
3535 Glenwood Ave Ste 101, Raleigh, NC 27612
(919) 882-5100 townecarolinas.com
Fairway Independent Mortgage Corporation
8303 Six Forks Rd Suite 101, Raleigh, NC 27615
(919) 879-3042 fairway.com
PrimeLending, A PlainsCapital Company - Raleigh
4509 Creedmoor Rd Suite 201, Office 248, Raleigh, NC 27612
(919) 783-7890 lo.primelending.com
Advantage Lending
7521-101 Mourning Dove Rd, Raleigh, NC 27615
(919) 532-7300 advantagelending.com
ALCOVA Mortgage | Raleigh, NC
312 W Millbrook Rd #201, Raleigh, NC 27609
(919) 846-5549 alcovaraleigh.com
Perennial Mortgage Group
8352 Six Forks Rd # 103, Raleigh, NC 27615
(919) 848-4748 perennialmortgage.com
Dash Home Loans
4208 Six Forks Rd Suite 1000, Raleigh, NC 27609
(919) 891-8705 dashhomeloans.com
Fairway Independent Mortgage Corporation
7721 Six Forks Rd Suite 120, Raleigh, NC 27615
(919) 612-9978 fairwayindependentmc.com
Melissa Schwartz – MRS Mortgage | Movement Mortgage | NMLS #77046
222 N Person St St. 22, Raleigh, NC 27601
(919) 795-5849 movement.com
Ignite Mortgage Group, LLC - Raleigh Mortgage Company
5 W Hargett St, Raleigh, NC 27601
(919) 260-4295 ignitemortgagegroupllc.com
Tammi Rowe, Mortgage Lender, NMLS 117643
4700 Falls of Neuse Rd #225, Raleigh, NC 27609
(919) 624-5550 tammirowe.com
MortgageMecca, Inc.
4701 Creedmoor Rd STE 105, Raleigh, NC 27612
(919) 618-3716 mortgagemecca.com
Chris Long, Mortgage Specialist - NC Equity Resources, Inc.
707 N West St #103, Raleigh, NC 27603
(919) 662-6511 callequitymortgages.com
Triangle Lending Group LLC
9350 Falls of Neuse Rd STE 103, Raleigh, NC 27615
(919) 862-1982 trianglelendinggroup.com
Alex Proctor
705 W North St, Raleigh, NC 27603
(919) 801-5944 movement.com
Simple Mortgage Group
4112 Pleasant Valley Rd STE 212, Raleigh, NC 27612
(412) 378-6241 simplemortgagegroup.com

Mortgage refinance companies in Raleigh North Carolina help homeowners lower their interest rates or change loan terms. North Carolina law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local companies understand the Wake County housing market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Raleigh Cost?

Typical costs for a mortgage refinance in North Carolina range from 2 percent to 5 percent of the loan amount. For a 200,000 dollar loan, that means 4,000 to 10,000 dollars in fees including appraisal, title search, and origination charges. Costs vary by lender and loan type. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Raleigh?
You typically need recent pay stubs, tax returns, bank statements, and a current mortgage statement. North Carolina lenders may also request a property appraisal to confirm home value.
How long does a mortgage refinance take in North Carolina?
A standard refinance in North Carolina usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there North Carolina specific laws for mortgage refinancing?
Yes. North Carolina law requires lenders to disclose the annual percentage rate and total finance charges clearly. The state also has a three day right of rescission for most refinances, allowing you to cancel the loan without penalty.

Mortgage Refinance Companies in Other North Carolina Cities