Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of North Carolina before hiring.
Showing 8 mortgage refinance companies in Pinehurst, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jim Garrison - Ameris Bank Mortgage
325 Page Rd N Suite 204, Pinehurst, NC 28374
(910) 824-4800
bankers.amerisbank.com
Main Street Home Loans, PINEHURST, NC
75 Community Rd, Pinehurst, NC 28374
(703) 626-9007
mainstreethomeloans.com
The Meredith Bolton Team
75 Community Rd, Pinehurst, NC 28374
(910) 977-6653
mainstreethomeloans.com
Mellisa Holt - Main Street Home Loans
75 Community Rd, Pinehurst, NC 28374
(336) 480-6729
homesweetholt.com
Pinehurst Mortgage LLC
5 Chinquapin Rd, Pinehurst, NC 28374
(910) 255-0700
pinehurstmortgage.floify.com
Residential Mortgage Services, Inc.
120 Market Square 2nd Floor, Pinehurst, NC 28374
(704) 790-1676
pinehurst.rmsmortgage.com
What Does a Mortgage Refinance Company in Pinehurst Cost?
Typical costs for a mortgage refinance in North Carolina include an appraisal fee of 400 to 700 dollars, title search and insurance of 500 to 1,000 dollars, and lender origination fees of 0.5% to 1% of the loan amount. North Carolina also imposes a mortgage tax of 0.10% of the loan principal. Total closing costs generally range from 2,000 to 5,000 dollars. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Pinehurst?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. North Carolina law also requires a property survey or title search for most refinances.
How long does a mortgage refinance take in North Carolina?
A standard refinance in North Carolina usually takes 30 to 45 days from application to closing. Delays can occur if the property appraisal or title work takes longer than expected.
Are there North Carolina specific fees for refinancing?
Yes, North Carolina charges a mortgage tax of 0.10% of the loan amount for refinances. You may also pay recording fees and state deed taxes, which vary by county.