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Directory of mortgage refinance companies in Monroe, North Carolina. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Monroe, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 3 mortgage refinance companies in Monroe, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Whitley Mortgage Associates Inc
121 E Phifer St A, Monroe, NC 28110
7042839465
RNA Mortgage
316 N Hayne St, Monroe, NC 28112
7048184797
Fifth Third Mortgage - Victoria Calhoun
2402 W Roosevelt Blvd, Monroe, NC 28110
7042924084
Mortgage refinance companies in Monroe, North Carolina help homeowners lower their interest rate, change loan terms, or access home equity. North Carolina law requires lenders to provide a Good Faith Estimate and a Truth in Lending disclosure within three business days of application. Local lenders in Union County are familiar with regional property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Monroe Cost?
Typical costs for a mortgage refinance in North Carolina include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs of $500 to $1,000. Closing costs in Union County generally range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Monroe?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. North Carolina lenders may also require a property appraisal to confirm your homes current value.
How long does a mortgage refinance take in North Carolina?
A standard refinance in North Carolina usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal or title search takes longer than expected.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.