ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare mortgage refinance companies in Lenoir. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Lenoir, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 4 mortgage refinance companies in Lenoir, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
334 Blowing Rock Blvd, Lenoir, NC 28645
8287549165
CrossCountry Mortgage: Tom Thuss
520 Mulberry St SW, Lenoir, NC 28645
8287574046
OneMain Financial
232 Morganton Blvd SW, Lenoir, NC 28645
8287582358
W R Starkey Mortgage Llc
520 Mulberry St SW, Lenoir, NC 28645
8287574046
Mortgage refinance companies in Lenoir, North Carolina help homeowners lower their interest rate, change loan terms, or access home equity. North Carolina law requires lenders to provide a good faith estimate of closing costs within three business days of application. Local companies can guide you through options like conventional, FHA, or VA refinance loans.
What Does a Mortgage Refinance Company in Lenoir Cost?
Typical costs for a mortgage refinance in North Carolina include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $500 to $1,000. North Carolina also charges a mortgage tax of 0.10% on the refinanced amount. Total closing costs often range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Lenoir?
You typically need recent pay stubs, tax returns, bank statements, and a photo ID. North Carolina lenders also require a property appraisal and proof of homeowners insurance.
How long does a mortgage refinance take in North Carolina?
A typical refinance in North Carolina takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there North Carolina laws that affect refinancing costs?
Yes, North Carolina imposes a mortgage tax of 0.10% on the loan amount for refinances. Additionally, the state requires lenders to disclose all fees in a loan estimate within three business days.
Free • No Obligation
Compare Mortgage Refinance Companies
Get matched with agents in Lenoir who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.