Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of North Carolina before hiring.
Showing 5 mortgage refinance companies in Knightdale, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Regional Finance
742 McKnight Dr Suite 225, Knightdale, NC 27545
(919) 261-7524
branches.regionalfinance.com
OneMain Financial
2001 Widewaters Parkway P, Knightdale, NC 27545
(919) 217-2783
onemainfinancial.com
Lendmark Financial Services LLC
905 McKnight Dr Suite B, Knightdale, NC 27545
(919) 295-2721
lendmarkfinancial.com
New Southern Loans, Inc.
7041 Knightdale Blvd, Knightdale, NC 27545
(919) 217-8393
newsouthernloans.com
What Does a Mortgage Refinance Company in Knightdale Cost?
Typical costs for a mortgage refinance in North Carolina include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs of $500 to $1,000. Closing costs generally range from 2% to 5% of the loan principal. These are estimates, and actual costs vary by lender and property. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Knightdale?
You typically need recent pay stubs, tax returns, bank statements, and a photo ID. North Carolina lenders may also require a property appraisal and proof of homeowners insurance.
How long does a mortgage refinance take in North Carolina?
A standard refinance in North Carolina usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there North Carolina laws that affect mortgage refinancing?
Yes, North Carolina has anti-predatory lending laws that limit certain loan fees and terms. The North Carolina Commissioner of Banks regulates mortgage lenders to ensure compliance with state statutes.