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Find Mortgage Refinance Companies in Hendersonville, NC
Directory of mortgage refinance companies in Hendersonville, North Carolina. Verify credentials with the state mortgage licensing authority before hiring.
13 agents listed
Updated May 2026
Hendersonville, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 13 mortgage refinance companies in Hendersonville, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
638 Spartanburg Hwy Suite 30, Hendersonville, NC 28792
8286984360
Richard Dunkerley
101 E Allen St, Hendersonville, NC 28792
8287072801
OneMain Financial
825 Spartanburg Hwy, Hendersonville, NC 28792
8286975383
Atlantic Bay Mortgage Group - Hendersonville, NC
117 W Barnwell St #4, Hendersonville, NC 28792
8283485803
Fairway Mortgage - Hendersonville, NC
101 E Allen St #211, Hendersonville, NC 28792
8284899601
Patrick Hunt - Mortgage Loan Officer
203b Greenville Hwy, Hendersonville, NC 28792
8287071556
Amerifirst Home Mortgage - Hendersonville
212 S Grove St h, Hendersonville, NC 28792
8283887800
Supreme Lending - Hendersonville NC
212 S Grove St h, Hendersonville, NC 28792
8282738071
Robyn Mondin
539 N Main St, Hendersonville, NC 28792
8286918172
PNC Mortgage
245 N Main St, Hendersonville, NC 28792
8286986020
A mortgage refinance company in Hendersonville North Carolina can help you adjust your home loan terms. North Carolina law requires clear disclosure of all fees and interest rates under the state's Consumer Finance Act. Local companies understand the Hendersonville real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Hendersonville Cost?
Typical costs for a mortgage refinance in North Carolina include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs often total 2 to 5 percent of the loan principal. These amounts vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Hendersonville?
You typically need pay stubs, tax returns, bank statements, and a recent home appraisal. North Carolina law also requires lenders to provide a Loan Estimate within three business days of your application.
How long does a mortgage refinance take in North Carolina?
A standard refinance in North Carolina usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there North Carolina specific rules for refinancing?
Yes. North Carolina has anti-predatory lending laws that limit certain fees and high-cost loans. Lenders must also follow the state's usury cap of 8 percent per year unless a written contract states a different rate.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.