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Mortgage Refinance Companies in Harrisburg, NC

Browse mortgage refinance companies serving Harrisburg, North Carolina. Contact information and addresses listed below.

6 agents listed
Updated May 2026
Harrisburg, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 6 mortgage refinance companies in Harrisburg, NC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fifth Third Bank & ATM
4725 State Hwy 49, Harrisburg, NC 28075
7044552141
Blake Bishop Motto Mortgage Competitive Partners
5470 Hudspeth Dairy Rd, Harrisburg, NC 28075
8432903267
Karina Zeor Motto Mortgage Competitive Partners
5470 Hudspeth Dairy Rd, Harrisburg, NC 28075
8455913234
Motto Mortgage Competitive Partners
5470 Hudspeth Dairy Rd, Harrisburg, NC 28075
8664848656
John Titolo Motto Mortgage Competitive Partners
5470 Hudspeth Dairy Rd, Harrisburg, NC 28075
8664848656
David Armstrong Motto Mortgage Competitive Partners
5470 Hudspeth Dairy Rd, Harrisburg, NC 28075
2166453577

Mortgage refinance companies in Harrisburg North Carolina help homeowners lower their interest rates or change loan terms. North Carolina law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local companies understand the Harrisburg real estate market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Harrisburg Cost?

Typical costs for a mortgage refinance in North Carolina include an appraisal fee of 400 to 700 dollars, a title search fee of 200 to 400 dollars, and lender origination fees of 0.5 to 1 percent of the loan amount. Closing costs generally range from 2 to 5 percent of the refinance amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Harrisburg North Carolina?
You will need recent pay stubs, tax returns, bank statements, and a copy of your current mortgage statement. North Carolina lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in North Carolina?
A typical refinance in North Carolina takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there North Carolina laws that affect mortgage refinance costs?
Yes. North Carolina imposes a mortgage recording tax of 0.10 percent of the loan amount. The state also limits prepayment penalties on most residential mortgages.