Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of North Carolina before hiring.
Showing 19 mortgage refinance companies in Goldsboro, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
North Carolina Community Federal Credit Union
2401 E Ash St, Goldsboro, NC 27534
(919) 734-8224
nccfcu.org
Mariner Finance
332 N Spence Ave Ste. C, Goldsboro, NC 27534
(919) 778-2664
locations.marinerfinance.com
Regional Finance
307 N Berkeley Blvd C, Goldsboro, NC 27534
(984) 308-1650
branches.regionalfinance.com
HCC Loans / Home Credit Corporation - Goldsboro, NC
1326 W Grantham St, Goldsboro, NC 27530
(919) 739-0034
hccloans.com
Lendmark Financial Services LLC
511 F, N Spence Ave, Goldsboro, NC 27534
(919) 759-1138
lendmarkfinancial.com
Atlantic Bay Mortgage Group - Goldsboro, NC
305 N Spence Ave, Goldsboro, NC 27534
(984) 277-3001
atlanticbay.com
On Q Financial, Inc.
505-B N Spence Ave, Goldsboro, NC 27534
(919) 988-0612
karenrusso.onqfinancial.com
Reding Howell Pittman - Truist Mortgage Loan Officer
201 N Spence Ave, Goldsboro, NC 27534
(919) 731-5859
truist.com
Cornerstone Home Lending, Inc.
2719 Graves Dr Ste 12, Goldsboro, NC 27534
(919) 988-0612
houseloan.com
What Does a Mortgage Refinance Company in Goldsboro Cost?
Typical costs for a mortgage refinance in North Carolina range from 2% to 5% of the loan amount. This includes an appraisal fee of $300 to $500 title search costs of $200 to $400 and lender origination fees of 0.5% to 1% of the loan. Some companies offer no closing cost options but may charge a higher interest rate. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Goldsboro?
You typically need recent pay stubs tax returns bank statements and a valid ID. North Carolina lenders may also require a property appraisal and proof of homeowners insurance. Each company has its own list so ask for details early.
How long does a mortgage refinance take in North Carolina?
A standard refinance in North Carolina usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title search takes longer. Local Goldsboro companies often work to keep the timeline on track.
Are there North Carolina laws that affect mortgage refinancing?
Yes North Carolina has specific laws on prepayment penalties and escrow accounts. Lenders must follow the North Carolina Residential Mortgage Act which requires clear disclosure of fees. You have a three day right of rescission after signing to cancel the loan.