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Compare Mortgage Refinance Companies in Goldsboro, NC
Looking for a mortgage refinance company in Goldsboro? Review the directory below to compare your options.
19 agents listed
Updated May 2026
Goldsboro, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 19 mortgage refinance companies in Goldsboro, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
North Carolina Community Federal Credit Union
2401 E Ash St, Goldsboro, NC 27534
9197348224
Mary Otellio Rainier
680-682 N Spence Ave, Goldsboro, NC 27534
9199221364
Mariner Finance
332 N Spence Ave Ste. C, Goldsboro, NC 27534
9197782664
Regional Finance
307 N Berkeley Blvd C, Goldsboro, NC 27534
9843081650
OneMain Financial
327 N Spence Ave, Goldsboro, NC 27534
9197785850
HCC Loans / Home Credit Corporation - Goldsboro, NC
Mortgage refinance companies in Goldsboro North Carolina help homeowners adjust their loan terms or lower their interest rates. North Carolina law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local companies can guide you through the process and explain state-specific requirements like the North Carolina Deed of Trust rules.
What Does a Mortgage Refinance Company in Goldsboro Cost?
Typical costs for a mortgage refinance in North Carolina range from 2% to 5% of the loan amount. This includes an appraisal fee of $300 to $500 title search costs of $200 to $400 and lender origination fees of 0.5% to 1% of the loan. Some companies offer no closing cost options but may charge a higher interest rate. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Goldsboro?
You typically need recent pay stubs tax returns bank statements and a valid ID. North Carolina lenders may also require a property appraisal and proof of homeowners insurance. Each company has its own list so ask for details early.
How long does a mortgage refinance take in North Carolina?
A standard refinance in North Carolina usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title search takes longer. Local Goldsboro companies often work to keep the timeline on track.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.