ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Mortgage Refinance Companies Near You in Fayetteville, NC
Looking for a mortgage refinance company in Fayetteville? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Fayetteville, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 20 mortgage refinance companies in Fayetteville, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Veterans United Home Loans of Fayetteville
4129 Raeford Rd Suite 103, Fayetteville, NC 28304
9108678003
Union Home Mortgage
6920A Cliffdale Rd, Fayetteville, NC 28314
9109209499
Carolina Home Mortgage NMLS 45212
324 N McPherson Church Rd, Fayetteville, NC 28303
9106585189
Janiece R Brewer | Element Home Loans Branch Manager/Sr Loan Officer
Mortgage refinance companies in Fayetteville North Carolina help homeowners lower their interest rates or change loan terms. North Carolina law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Fort Bragg housing market and Cumberland County property values.
What Does a Mortgage Refinance Company in Fayetteville Cost?
Typical costs for a mortgage refinance in North Carolina include an appraisal fee of 400 to 700 dollars, loan origination fees of 0.5% to 1% of the loan amount, and title search fees around 300 to 600 dollars. The state mortgage tax is 0.15% of the new loan principal. Total closing costs often range from 2% to 5% of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Fayetteville?
You typically need pay stubs, tax returns, bank statements, and a photo ID. North Carolina lenders also require a property appraisal and proof of homeowners insurance.
How long does a mortgage refinance take in North Carolina?
Most refinances close in 30 to 45 days. North Carolina law gives you a three-day right of rescission after signing, which can add to the timeline.
Are there North Carolina specific fees for refinancing?
Yes. North Carolina charges a mortgage tax of 0.15% on the loan amount. You may also pay recording fees and state transfer taxes depending on your county.
Free • No Obligation
Compare Mortgage Refinance Companies
Get matched with agents in Fayetteville who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.