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Compare Mortgage Refinance Companies in Durham, NC
Looking for a mortgage refinance company in Durham? Review the directory below to compare your options.
19 agents listed
Updated May 2026
Durham, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 19 mortgage refinance companies in Durham, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
RTP Nationwide Mortgage
245 NC-54 Ste 101, Durham, NC 27713
2525650268
Blackwell Mortgage
100 Core St, Durham, NC 27703
9196737905
Union Home Mortgage
4236 University Dr #100, Durham, NC 27707
9193211134
New American Funding - Durham, NC
4813 Emperor Blvd Suite 120, Durham, NC 27703
9193550526
Fairway Independent Mortgage: Rob Downing, Branch Manager
2828 Pickett Rd #260B, Durham, NC 27705
9194033200
Pinnacle Funding, Inc.
905 W Main St # 24, Durham, NC 27701
9192810191
New American Funding - Anthony Holt
4813 Emperor Blvd Suite 120, Durham, NC 27703
9194516089
Devon Mortgage LLC
3608 Shannon Rd STE 100, Durham, NC 27707
9196022335
Brandon Moye - Ameris Bank Mortgage
1901 Hillandale Rd Suite 101, Durham, NC 27705
9196494888
Tammy Price - Ameris Bank Mortgage
1901 Hillandale Rd Suite 101, Durham, NC 27705
3369530231
Union Home Mortgage-Julia Woods
4236 University Dr Suite 100, Durham, NC 27707
9197407697
Audra Ange at First Heritage Mortgage, LLC
5850 Fayetteville Rd Suite #208, Durham, NC 27713
9194918369
Big League Approved: Mortgage Loan Officer Michael McKenzie NMLS#1683358
4815 Emperor Blvd, Durham, NC 27703
9195226334
Umesh Chokshi Mortgage Broker Owner at Happy Abode Lending, LLC
4804 Page Creek Ln Ste 215, Durham, NC 27703
9193743429
Teresa Parker - Mortgage Lender
4236 University Dr #100, Durham, NC 27707
9196972598
Susan Perez-Travers
4819 Emperor Blvd, Durham, NC 27703
9193589503
BEST Mortgage
2530 Meridian Pkwy Suite 300, Durham, NC 27713
9196125322
Jerry Skiles, Movement Mortgage
245 NC-54 Ste 104, Durham, NC 27713
9192806946
United Community Loan Office
300 Morris St 7th Floor, Durham, NC 27701
9848678427
Mortgage refinance companies in Durham North Carolina help homeowners lower their interest rate or change loan terms. North Carolina law requires all mortgage lenders to be licensed by the state. Local lenders understand the Durham real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Durham Cost?
Typical costs for a mortgage refinance in North Carolina range from 2 percent to 5 percent of the loan amount. This includes an appraisal fee of 400 to 700 dollars, title search and insurance of 500 to 1,500 dollars, and lender origination fees of 1,000 to 3,000 dollars. Actual costs vary by loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Durham?
You typically need pay stubs, tax returns, bank statements, and a valid ID. North Carolina lenders also require proof of homeowners insurance. Each lender may ask for additional items based on your situation.
How long does a mortgage refinance take in North Carolina?
A typical refinance in North Carolina takes 30 to 45 days from application to closing. The timeline depends on your lender and the complexity of your case. North Carolina law requires a three day right of rescission after closing for most refinances.
Are there North Carolina laws that affect mortgage refinance costs?
Yes, North Carolina limits certain fees like origination charges and prepayment penalties. The state also requires lenders to provide a Loan Estimate within three business days. These rules help protect borrowers from excessive costs.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.