Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 6 mortgage refinance companies in Woodbury, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Hartford Funding, Ltd.
100 Crossways Park Dr W Suite 302, Woodbury, NY 11797
5165957600
Long Island Mortgage
100 Crossways Park Dr W STE 402, Woodbury, NY 11797
5167766814
EJ Gilbride
100 Crossways Park Dr W, Woodbury, NY 11797
6314459807
Chase Mortgage
7977 Jericho Tpke, Woodbury, NY 11797
5169214952
United Mortgage Corp. - Woodbury
20 Crossways Park Dr N Suite 110, Unit A, Woodbury, NY 11797
6312914852
Amy C D'Amelio - Chase Home Lending Advisor - NMLS ID 626907
7920 Jericho Tpke, Woodbury, NY 11797
5169825867
What Does a Mortgage Refinance Company in Woodbury Cost?
Typical costs for a mortgage refinance in New York include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title search and insurance costs of 800 to 1,500 dollars. New York also charges a mortgage recording tax of 0.50 percent of the loan amount. Total closing costs often range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Woodbury New York?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there New York state taxes on mortgage refinancing?
Yes New York imposes a mortgage recording tax on refinances. The tax rate is 0.50 percent of the loan amount for most refinances, though some counties add a surcharge. This tax is paid at closing.