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Find Mortgage Refinance Companies in West Seneca, NY
Compare mortgage refinance companies in West Seneca. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
West Seneca, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 5 mortgage refinance companies in West Seneca, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Nickel City Funding, Inc.
3460 Seneca St, West Seneca, NY 14224
7165585200
Parachute Credit Counseling, Inc.
40 Gardenville Pkwy W #300, West Seneca, NY 14224
8009269685
Mainstream Funding Network, Inc.
960 Center Rd Suite 2, West Seneca, NY 14224
7165651500
Mortgage, Bank of America
4049 Seneca St, West Seneca, NY 14224
7163042111
NVR Mortgage Finance Inc
1026 Union Rd # C, West Seneca, NY 14224
7166759045
Mortgage refinance companies in West Seneca, New York help homeowners replace their existing home loan with a new one. New York state law requires lenders to provide a Loan Estimate within three business days of application. Local companies can guide you through the process, including understanding New York specific rules on prepayment penalties and escrow accounts.
What Does a Mortgage Refinance Company in West Seneca Cost?
Typical costs for a mortgage refinance in New York include an appraisal fee of $400 to $700, title insurance of $1,000 to $3,000, and lender origination fees of 0.5% to 1% of the loan amount. New York also imposes a mortgage recording tax, which in Erie County is 0.75% of the loan amount for a standard refinance. These costs can total 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in West Seneca?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders may also require a property appraisal. The specific list depends on your loan type and the lender.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if there are title issues. New York requires a three day right of rescission after closing for most refinances.
Are there New York specific fees for refinancing a mortgage?
Yes. New York charges a mortgage recording tax on the new loan amount, which can be significant. Other costs include title insurance, appraisal fees, and lender origination fees. These fees vary by county and loan size.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.