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Compare Mortgage Refinance Companies in West Hempstead, NY
Directory of mortgage refinance companies in West Hempstead, New York. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
West Hempstead, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 3 mortgage refinance companies in West Hempstead, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Alpha Tech Lending
329 Hempstead Turnpike, West Hempstead, NY 11552
8882766565
Seacoast Lending Corp.
313 Hempstead Ave, West Hempstead, NY 11552
5164839000
Refinance with Home Loan Headquarters
Eagle Ave, West Hempstead, NY 11552
6463025865
A mortgage refinance company in West Hempstead, New York helps homeowners replace their existing home loan with a new one. New York law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Nassau County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in West Hempstead Cost?
Typical costs for a mortgage refinance in New York include an origination fee of 0.5% to 1.0% of the loan amount, appraisal fees of $400 to $800, and title insurance of $1,000 to $3,000. New York also imposes a mortgage recording tax, which varies by county. For a $300,000 loan, total closing costs often range from $5,000 to $10,000. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in West Hempstead?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a property appraisal and a credit check.
How long does a mortgage refinance take in New York?
The process usually takes 30 to 45 days from application to closing. New York law mandates a three-day right of rescission after signing, which adds time for most refinances.
Are there New York specific fees for refinancing?
Yes, New York charges a mortgage recording tax on refinances, which can be 0.25% to 1.0% of the loan amount. Other costs include title insurance, appraisal fees, and lender origination fees.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.