ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Mortgage Refinance Companies Near You in West Babylon, NY
Browse mortgage refinance companies serving West Babylon, New York. Contact information and addresses listed below.
2 agents listed
Updated May 2026
West Babylon, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 mortgage refinance companies in West Babylon, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Suffolk Credit Union
50-108 NY-109 Ste 110, West Babylon, NY 11704
6319248000
Chase Home Lending
595 Sunrise Hwy, West Babylon, NY 11704
5164590447
Mortgage refinance companies in West Babylon, New York help homeowners lower their interest rates or change loan terms. New York law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local refinance services can guide you through the process and explain state-specific requirements like the mortgage recording tax.
What Does a Mortgage Refinance Company in West Babylon Cost?
Typical costs for a mortgage refinance in New York range from 2% to 5% of the loan amount. For a $300,000 loan, this means $6,000 to $15,000 in closing costs. Specific fees include a mortgage recording tax (0.75% in Suffolk County), appraisal fees of $400 to $700, and title insurance of $1,500 to $3,000. Attorney review fees in New York can add $500 to $1,500. Note that this is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
How long does a mortgage refinance take in West Babylon New York?
A typical refinance in New York takes 30 to 45 days from application to closing. Delays can occur due to property appraisal or title search requirements. New York law mandates a three-day right of rescission after closing for most refinances.
What documents do I need for a refinance in West Babylon?
You will need recent pay stubs, tax returns for the last two years, bank statements, and proof of homeowners insurance. New York lenders also require a copy of your current mortgage note and deed. Self-employed borrowers may need additional profit and loss statements.
Free • No Obligation
Compare Mortgage Refinance Companies
Get matched with agents in West Babylon who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.