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Mortgage Refinance Companies in Suffern, NY

Directory of mortgage refinance companies in Suffern, New York. Verify credentials with the state mortgage licensing authority before hiring.

3 agents listed
Updated May 2026
Suffern, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 3 mortgage refinance companies in Suffern, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Everest Equity Company, Inc.
2 Executive Blvd #201, Suffern, NY 10901
8009230031
Freedom Mortgage- Corporate
400 Rella Blvd Suite 165, Office 110, Suffern, NY 10901
8556905900
Chase Mortgage
67 Lafayette Ave, Suffern, NY 10901
8453574300

Mortgage refinance companies in Suffern, New York help homeowners lower their interest rates, reduce monthly payments, or switch loan types. New York law requires lenders to provide a Good Faith Estimate and a Truth in Lending statement within three business days of application. Suffern residents can benefit from local brokers familiar with Rockland County property values and New York State recording fees.

What Does a Mortgage Refinance Company in Suffern Cost?

Typical costs for a mortgage refinance in New York include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,500 to $3,000. New York also charges a mortgage recording tax, which in Rockland County is about 1.05% of the new loan. Closing costs generally total 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Suffern New York?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. Delays can occur due to appraisal scheduling or title search issues in Rockland County.