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Browse mortgage refinance companies serving Rye, New York. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Rye, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 mortgage refinance companies in Rye, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Home Lending
73 Purchase St, Rye, NY 10580
9149671143
Theresa Viti - Mortgage Loan Officer
38 Purchase St, Rye, NY 10580
9144066695
Mortgage refinance companies in Rye New York help homeowners lower their interest rates or change loan terms. New York law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Working with a local Rye company can simplify the process and ensure compliance with state regulations.
What Does a Mortgage Refinance Company in Rye Cost?
Typical costs for refinancing a mortgage in New York include an application fee of 300 to 500 dollars, appraisal fee of 400 to 700 dollars, and title search and insurance of 1,000 to 2,500 dollars. New York also charges a mortgage recording tax that ranges from 1.8% to 2.175% of the loan amount. Attorney fees for document review can add 500 to 1,500 dollars. Costs vary by situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Rye New York?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there New York specific fees for refinancing a mortgage?
Yes, New York imposes a mortgage recording tax on refinances, which can be 1.8% to 2.175% of the loan amount depending on the county. Westchester County applies the higher rate for loans over 500,000 dollars.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.