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Find Mortgage Refinance Companies Near You in Rosedale, NY

Compare mortgage refinance companies in Rosedale. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Rosedale, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 mortgage refinance companies in Rosedale, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Adam Missry - CMG Home Loans
1 Cross Is Plz Suite 319B, Rosedale, NY 11422
8182863589
Steve Dawkins Mortgage Aficionado
130th Rd, Rosedale, NY 11422
8882271717

Mortgage refinance companies in Rosedale New York help homeowners lower their interest rates or change loan terms. New York law requires lenders to provide a Loan Estimate within three business days of application. Refinancing in Rosedale may also involve local property taxes and recording fees that vary by county.

What Does a Mortgage Refinance Company in Rosedale Cost?

Typical costs for a mortgage refinance in New York include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. New York also imposes a mortgage recording tax that can range from 0.8% to 1.8% of the loan amount depending on the county. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Rosedale New York?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in New York?
The process usually takes 30 to 45 days from application to closing. New York requires a three day rescission period after signing, which can add time.
Are there New York specific fees for mortgage refinancing?
Yes. New York charges a mortgage recording tax on refinances, which can be 1.8% of the loan amount in some counties. You may also pay title insurance and attorney fees as required by state law.