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Find Mortgage Refinance Companies Near You in Poughkeepsie, NY
Looking for a mortgage refinance company in Poughkeepsie? Review the directory below to compare your options.
10 agents listed
Updated May 2026
Poughkeepsie, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 10 mortgage refinance companies in Poughkeepsie, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jeffrey Shields (JJ) - TEGFCU Mortgage Officer
1 Commerce St, Poughkeepsie, NY 12603
8454644692
Darren DiBenedetto - TEGFCU Mortgage Officer
1 Commerce St, Poughkeepsie, NY 12603
9146298687
Trustco Bank
2656 South Rd, Poughkeepsie, NY 12601
8454857413
Nationwide Mortgage Bankers
460 Freedom Plains Rd, Poughkeepsie, NY 12603
8454546088
Financial Development Center an Extension of Heritage Financial Credit Union
29 N Hamilton St First Floor, Suite 110, Poughkeepsie, NY 12601
8455615607
JL Mortgage Brokers LLC
1821 NY-376, Poughkeepsie, NY 12603
8456326322
First Mortgage Corporation
110 Main St # 2A, Poughkeepsie, NY 12601
8454858200
Chase Mortgage
2586 South Rd, Poughkeepsie, NY 12601
8454712030
Chase Mortgage
285 Main Mall, Poughkeepsie, NY 12601
8454868325
Chase Mortgage
704 Freedom Plains Rd, Poughkeepsie, NY 12603
8454521085
Mortgage refinance companies in Poughkeepsie New York help homeowners adjust their loan terms or lower their interest rates. New York law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local companies can also assist with refinancing under New York State specific programs like the Mortgage Assistance Program.
What Does a Mortgage Refinance Company in Poughkeepsie Cost?
Typical costs for a mortgage refinance in New York include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. New York also imposes a mortgage recording tax that can add 0.80 percent or more to the loan amount. These costs vary by lender and property value. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Poughkeepsie?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a property appraisal and a signed Good Faith Estimate.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. Delays can occur if the property appraisal or title search takes longer than expected.
Are there New York taxes or fees on a mortgage refinance?
Yes. New York charges a mortgage recording tax on refinances, which varies by county. In Dutchess County the tax is 0.80 percent of the loan amount. There may also be state transfer taxes and local recording fees.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.