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Find Mortgage Refinance Companies Near You in Port Jefferson, NY
Looking for a mortgage refinance company in Port Jefferson? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Port Jefferson, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 3 mortgage refinance companies in Port Jefferson, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Suffolk Credit Union
200 Belle Terre Rd, Port Jefferson, NY 11777
6319248000
Morgan Stanley Financial Advisors
414 Main St #101, Port Jefferson, NY 11777
6316428600
Commercial Lender Link
640 Belle Terre Rd, Port Jefferson, NY 11777
6318284404
Port Jefferson residents seeking to lower their monthly payments or change loan terms can work with a mortgage refinance company. These companies help homeowners navigate New York specific refinancing rules, such as the state required mortgage recording tax on new loans. Local lenders in Port Jefferson understand Suffolk County property values and can guide you through the application process.
What Does a Mortgage Refinance Company in Port Jefferson Cost?
Typical costs for a mortgage refinance in New York include an application fee of $300 to $500, appraisal fee of $400 to $700, and title search and insurance costs of $1,000 to $2,500. The New York mortgage recording tax is a significant cost, ranging from 0.80% to 1.05% of the loan amount depending on county and loan size. Attorney review fees in Port Jefferson may add $500 to $1,500. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Port Jefferson?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York law also requires a property survey or title search for the new mortgage.
How long does a mortgage refinance take in New York?
The process usually takes 30 to 45 days. New York requires a mandatory three day right of rescission after closing for most refinances, which adds to the timeline.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.