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Find Mortgage Refinance Companies Near You in Port Chester, NY
Browse mortgage refinance companies serving Port Chester, New York. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Port Chester, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 mortgage refinance companies in Port Chester, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Mortgage
122 N Main St, Port Chester, NY 10573
9149394000
Chase Mortgage
112 Midland Ave, Port Chester, NY 10573
9149378300
Port Chester homeowners can work with a mortgage refinance company to lower their interest rate or change loan terms. New York law requires lenders to provide a Loan Estimate within three business days of application. A local Port Chester company can guide you through the process and help you understand state specific regulations.
What Does a Mortgage Refinance Company in Port Chester Cost?
Typical costs for a mortgage refinance in New York include an application fee of 300 to 500 dollars, appraisal fee of 400 to 700 dollars, and title insurance of 800 to 1,500 dollars. Lender origination fees often range from 0.5% to 1.0% of the loan amount. New York also imposes a mortgage recording tax which can be 1.05% or more in Westchester County. These are general estimates and your actual costs will depend on your loan size, lender, and property. This information is for general reference and is not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Port Chester New York?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a property appraisal and a signed application. Your refinance company will give you a full list based on your loan type.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer. Your Port Chester company will keep you updated on the timeline.
Are there New York state taxes or fees on a mortgage refinance?
Yes, New York charges a mortgage recording tax on refinances. The tax rate varies by county and loan amount. Westchester County imposes a combined state and county tax of 1.05% on the principal amount for most refinances.
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Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.