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Compare Mortgage Refinance Companies in Northport, NY
Looking for a mortgage refinance company in Northport? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Northport, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 3 mortgage refinance companies in Northport, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mike Vassallo, Financial Equities Mortgage Bankers
172a Main St, Northport, NY 11768
6318065569
Chase Home Lending
54 Main St, Northport, NY 11768
6318060429
Brian Nolan - Mortgage Loan Officer
647 Main St, Northport, NY 11768
5164581596
Mortgage refinance companies in Northport, New York help homeowners lower their interest rates or change loan terms. New York law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Suffolk County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Northport Cost?
Typical costs for a mortgage refinance in New York include an application fee of $300 to $500, an appraisal fee of $400 to $700, and title search and insurance fees of $800 to $1,500. Lender origination fees range from 0.5% to 1% of the loan amount. New York also charges mortgage recording tax, which in Suffolk County is 0.80% to 1.05% of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Northport?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there New York state taxes on mortgage refinancing?
New York imposes a mortgage recording tax on refinances, which varies by county. In Suffolk County, the tax is 0.80% of the loan amount for loans under $500,000 and 1.05% for larger loans.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.