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Find Mortgage Refinance Companies Near You in New Windsor, NY

Directory of mortgage refinance companies in New Windsor, New York. Verify credentials with the state mortgage licensing authority before hiring.

4 agents listed
Updated May 2026
New Windsor, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 4 mortgage refinance companies in New Windsor, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Joe Fava at CrossCountry Mortgage
88 Old Rte 9W suite 100, New Windsor, NY 12553
9143066202
Robbie Pittelman at CrossCountry Mortgage
88 Old Rte 9W suite 100, New Windsor, NY 12553
8458026025
James Huestis at CrossCountry Mortgage
88 Old Rte 9W suite 100, New Windsor, NY 12553
8452031494
Krystal Rivera at CrossCountry Mortgage
88 Old Rte 9W suite 100, New Windsor, NY 12553
8456041201

Mortgage refinance companies in New Windsor New York help homeowners lower their interest rates or change loan terms. New York law requires lenders to provide a good faith estimate of closing costs within three business days of application. Local refinance services can guide you through the process and explain state-specific rules like the mortgage recording tax.

What Does a Mortgage Refinance Company in New Windsor Cost?

Typical costs for a mortgage refinance in New York include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally total 2 to 5 percent of the loan amount. New York also imposes a mortgage recording tax which can add thousands of dollars. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in New Windsor?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a copy of your current mortgage note and a property appraisal.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there any New York specific fees for refinancing?
Yes, New York charges a mortgage recording tax on refinances. This tax is based on the loan amount and can range from 0.5 percent to 1.0 percent depending on the county. Orange County rates apply for New Windsor.