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Find Mortgage Refinance Companies Near You in New Rochelle, NY
Compare mortgage refinance companies in New Rochelle. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
New Rochelle, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 5 mortgage refinance companies in New Rochelle, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lending Resource Inc.
271 North Avenue, 271 North Ave UNIT 703, New Rochelle, NY 10801
9145767900
Chase Home Lending
270 North Ave, New Rochelle, NY 10801
9145769818
Chase Home Lending
45 Quaker Ridge Rd, New Rochelle, NY 10804
9147209001
Tri-State Funding of New York
398 North Ave, New Rochelle, NY 10801
9146330600
Commercial Lending New Rochelle NY
421 Huguenot St, New Rochelle, NY 10801
9143318210
Mortgage refinance companies in New Rochelle help homeowners adjust their loan terms or lower their interest rates. New York law requires lenders to provide a Good Faith Estimate and a Truth in Lending disclosure within three business days of application. Local companies can guide you through the process and explain state-specific rules like the mortgage recording tax on refinances.
What Does a Mortgage Refinance Company in New Rochelle Cost?
Typical costs for a mortgage refinance in New York include an application fee of $300 to $500, an appraisal fee of $400 to $700, and title insurance costs of $1,000 to $2,500. New York also charges a mortgage recording tax that can range from 0.25% to 1.0% of the loan amount. Closing costs generally total 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in New Rochelle?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a property appraisal and a signed application form.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there New York state taxes on mortgage refinancing?
Yes, New York imposes a mortgage recording tax on refinances. The rate varies by county but is generally 0.25% to 1.0% of the loan amount. Westchester County has its own additional tax.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.