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Compare Mortgage Refinance Companies in Liverpool, NY

Directory of mortgage refinance companies in Liverpool, New York. Verify credentials with the state mortgage licensing authority before hiring.

3 agents listed
Updated May 2026
Liverpool, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 3 mortgage refinance companies in Liverpool, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jason Miller
225 Greenfield Pkwy Suite 115, Liverpool, NY 13088
3152447831
Chase Mortgage
424 7th N St, Liverpool, NY 13088
3154518827
Chase Mortgage
4169 Elmcrest Rd, Liverpool, NY 13090
3156524607

Mortgage refinance companies in Liverpool New York help homeowners adjust their loan terms or lower their interest rates. New York law requires lenders to provide a clear Loan Estimate within three business days of application. Local companies can guide you through the refinance process and explain New York specific rules like the mortgage recording tax.

What Does a Mortgage Refinance Company in Liverpool Cost?

Typical costs for a mortgage refinance in New York include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title search fees of 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. Note that this is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Liverpool New York?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a copy of your current mortgage statement and a government issued ID.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal is needed or if title issues arise.
What is the mortgage recording tax in New York for refinances?
New York imposes a mortgage recording tax on refinances. The rate is 0.50 percent for loans under 500 thousand dollars and 0.625 percent for loans over that amount. Some counties add an additional tax.