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Find Mortgage Refinance Companies in Lindenhurst, NY

Compare mortgage refinance companies in Lindenhurst. Review contact information and insurance categorys before you decide.

5 agents listed
Updated May 2026
Lindenhurst, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 5 mortgage refinance companies in Lindenhurst, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
South Shore Mortgage
325 Sunrise Hwy, Lindenhurst, NY 11757
6319560111
Chase Mortgage
655 N Wellwood Ave, Lindenhurst, NY 11757
6319578400
Reverse Mortgage
1045 NY-109 #105, Lindenhurst, NY 11757
5166127000
Advisors Mortgage Group, LLC,
1045 NY-109 ste 104, Lindenhurst, NY 11757
7322923133
Chase Mortgage
166 S Wellwood Ave, Lindenhurst, NY 11757
6312267100

Mortgage refinance companies in Lindenhurst, New York help homeowners adjust their loan terms, lower interest rates, or switch from adjustable to fixed rates. Under New York law, lenders must provide a Loan Estimate within three business days of application. Lindenhurst residents benefit from local expertise in Suffolk County property values and tax considerations.

What Does a Mortgage Refinance Company in Lindenhurst Cost?

Typical costs for a mortgage refinance in Lindenhurst, New York include an application fee of $300 to $500, an appraisal fee of $400 to $700, and title search and insurance costs of $1,000 to $2,500. New York mortgage recording tax for Suffolk County is 0.80% of the loan amount. Total closing costs often range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Lindenhurst?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York requires a property appraisal and a credit check. Your lender will also request a copy of your current mortgage note.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. This timeline can vary based on appraisal scheduling and under review. New York law mandates a three-day right of rescission after closing for most refinances.
Are there any New York-specific fees for refinancing?
Yes, New York charges a mortgage recording tax on refinances, which varies by county. In Suffolk County, the tax is 0.80% of the loan amount for loans under $500,000. You may also pay title insurance and attorney fees as required by state practice.