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Compare Mortgage Refinance Companies in Latham, NY
Looking for a mortgage refinance company in Latham? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Latham, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 3 mortgage refinance companies in Latham, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
ClearPath Mortgage Solutions
43 British American Blvd Suite 5, Latham, NY 12110
5183897070
Maple Tree Funding
1202 Troy-Schenectady Rd Building 3, Latham, NY 12110
5187821202
Premium Mortgage Corporation
935 Loudon Rd Suite 3A, Latham, NY 12110
5189248001
Mortgage refinance companies in Latham New York help homeowners replace their existing home loan with a new one. This process can lower your monthly payment or change your loan term. New York law requires lenders to provide clear disclosures under the Truth in Lending Act, ensuring you understand all fees and interest rates before closing.
What Does a Mortgage Refinance Company in Latham Cost?
Typical costs for a mortgage refinance in New York include an appraisal fee of 400 to 700 dollars, title insurance of 500 to 1,500 dollars, and lender origination fees of 0.5 to 1 percent of the loan amount. New York also charges a mortgage recording tax in some counties, which can add thousands of dollars. These costs vary by lender and loan size. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Latham New York?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a property appraisal to confirm your home value.
How long does a mortgage refinance take in New York?
The process usually takes 30 to 45 days from application to closing. New York law mandates a three-day right of rescission period after signing, giving you time to cancel if needed.
Are there closing costs for refinancing a mortgage in New York?
Yes, closing costs in New York range from 2 to 5 percent of the loan amount. These include appraisal fees, title insurance, and recording taxes. Some lenders offer no-closing-cost options but may charge a higher interest rate.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.