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Find Mortgage Refinance Companies Near You in Hudson, NY
Browse mortgage refinance companies serving Hudson, New York. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Hudson, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 mortgage refinance companies in Hudson, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Valley Mortgage Company
751 Warren St, Hudson, NY 12534
5188280185
First Hudson Mortgage
20 King Arthur Way, Hudson, NY 12534
5188289981
Mortgage refinance companies in Hudson New York help homeowners lower their interest rates or change loan terms. New York law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local companies understand the Columbia County real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Hudson Cost?
Typical costs for a mortgage refinance in New York include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1500 dollars. Closing costs generally range from 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Hudson New York?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there New York state taxes on mortgage refinancing?
New York imposes a mortgage recording tax on refinances, which varies by county. In Columbia County the tax is 0.75% of the loan amount for loans under 500000 dollars. This tax is paid at closing.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.