ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Mortgage Refinance Companies Near You in Hempstead, NY
Browse mortgage refinance companies serving Hempstead, New York. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Hempstead, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 mortgage refinance companies in Hempstead, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Mortgage
136 Fulton Ave, Hempstead, NY 11550
5164893920
Esteban Acevedo - Mortgage Loan Officer
252 Peninsula Blvd, Hempstead, NY 11550
9178470847
Mortgage refinance companies in Hempstead New York help homeowners lower their interest rates or change loan terms. New York law requires lenders to provide a Truth in Lending disclosure within three business days of application. Local companies understand Hempstead property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Hempstead Cost?
Typical costs for a mortgage refinance in New York include an application fee of 300 to 500 dollars an appraisal fee of 400 to 700 dollars and title search fees of 500 to 1 000 dollars. Closing costs generally total 2 to 5 percent of the loan amount. The New York mortgage recording tax adds 0.5 percent to 2.0 percent of the loan amount for most refinances. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Hempstead New York?
You typically need pay stubs tax returns bank statements and a government ID. New York lenders also require a property appraisal and proof of homeowners insurance.
How long does a mortgage refinance take in New York?
The process usually takes 30 to 45 days from application to closing. New York law allows a three day rescission period after signing for most refinances.
Are there New York specific fees for mortgage refinancing?
Yes New York charges a mortgage recording tax on refinances. This tax is based on the loan amount and can range from 0.5 percent to 2.0 percent depending on the county.
Free • No Obligation
Compare Mortgage Refinance Companies
Get matched with agents in Hempstead who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.