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Compare mortgage refinance companies in Hamburg. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Hamburg, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 mortgage refinance companies in Hamburg, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Solutions Home Mortgage Inc.
60 Main St Suite 3, Hamburg, NY 14075
7166468584
G F Brooks Associates
108 Main St, Hamburg, NY 14075
7166483260
Mortgage refinance companies in Hamburg New York help homeowners lower their rate or change loan terms. New York law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Erie County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Hamburg Cost?
Typical costs for a mortgage refinance in New York include an appraisal fee of $400 to $700, title insurance of $500 to $1,500, and lender origination fees of 0.5% to 1.0% of the loan amount. New York also imposes a mortgage recording tax, which in Erie County is approximately 0.75% of the loan principal. Total closing costs often range from 2% to 5% of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Hamburg New York?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a property appraisal. Your lender will give you a full list based on your loan type.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title search takes longer. New York law gives you three days after closing to cancel the loan.
Are there New York specific fees for refinancing?
Yes. New York charges a mortgage recording tax on refinances, which can be 0.25% to 1.0% of the loan amount. Other fees include title insurance, appraisal fees, and lender origination costs. These vary by county and loan size.
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Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.