Compare Mortgage Refinance Companies in Great Neck, NY
Compare mortgage refinance companies in Great Neck. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of New York before hiring.
Showing 12 mortgage refinance companies in Great Neck, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Refinance Company in Great Neck Cost?
Typical costs for a mortgage refinance in New York include an origination fee of 0.5% to 1.0% of the loan amount, appraisal fees ranging from 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. New York also imposes a mortgage recording tax of 0.25% to 1.0% of the loan amount. These costs vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Great Neck?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a property appraisal and a signed disclosure form under New York Banking Law Section 6-l.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer. New York law mandates a three-day rescission period after signing.
Are there any New York-specific fees for refinancing?
Yes, New York charges a mortgage recording tax on refinanced loans, which is typically 0.25% to 1.0% of the loan amount. There may also be state-specific transfer taxes and title insurance fees. These costs vary by county and loan size.