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Looking for a mortgage refinance company in Fulton? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Fulton, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 mortgage refinance companies in Fulton, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fulton Savings Bank
75 S 1st St, Fulton, NY 13069
3155924201
KeyBank
121 S 1st St, Fulton, NY 13069
3155924221
Fulton homeowners seeking to lower their interest rate or change loan terms can work with a mortgage refinance company. New York law requires lenders to provide a Good Faith Estimate of closing costs within three days of application. Local companies in Oswego County can guide you through the process and explain state-specific rules like the mortgage recording tax.
What Does a Mortgage Refinance Company in Fulton Cost?
Typical costs for a mortgage refinance in New York include an origination fee of 0.5 to 1.0 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. New York also charges a mortgage recording tax which can be 0.75 to 1.0 percent of the loan. These costs vary by situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Fulton New York?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a property appraisal and a credit check.
How long does a mortgage refinance take in New York?
The process usually takes 30 to 45 days from application to closing. New York law mandates a three-day right of rescission after signing, which adds to the timeline.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.