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Looking for a mortgage refinance company in Flushing? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Flushing, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 mortgage refinance companies in Flushing, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
RCG Mortgage Queens NY
186-09 Union Tpke, Flushing, NY 11366
7189697100
Best Solution Mortgage, Inc
39-07 Prince St # 4B, Flushing, NY 11354
7188881196
A mortgage refinance company in Flushing New York helps homeowners replace their existing home loan with a new one. New York state law requires lenders to provide a Loan Estimate within three business days of application. Flushing residents often refinance to lower their interest rate or change loan terms under the New York Banking Law.
What Does a Mortgage Refinance Company in Flushing Cost?
Typical costs for a mortgage refinance in New York include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. New York also imposes a mortgage recording tax of 0.5 to 1.0 percent of the loan amount depending on the county. Total closing costs often range from 3,000 to 8,000 dollars for a standard refinance. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Flushing?
You typically need recent pay stubs, tax returns, bank statements, and a photo ID. New York lenders also require a property appraisal and proof of homeowners insurance. The exact list depends on your loan type and lender.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if title issues arise. New York law requires a three-day right of rescission after closing for most refinances.
Are there closing costs for refinancing in Flushing New York?
Yes, closing costs for a refinance in New York typically range from 2 to 5 percent of the loan amount. These costs include lender fees, title insurance, appraisal fees, and recording taxes. New York charges a mortgage recording tax which can add thousands of dollars.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.