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Find Mortgage Refinance Companies in Floral Park, NY
Browse mortgage refinance companies serving Floral Park, New York. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Floral Park, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 mortgage refinance companies in Floral Park, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Canyon Mortgage - Floral Park
16 Verbena Ave, Floral Park, NY 11001
5165198363
Home Funding Llc
110 Jericho Tpke #2, Floral Park, NY 11001
5162161987
A mortgage refinance company in Floral Park New York helps homeowners replace their existing home loan with a new one. New York law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Nassau County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Floral Park Cost?
Typical costs for a mortgage refinance in New York include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. New York also imposes a mortgage recording tax that can add 1,000 to 3,000 dollars or more depending on the loan amount. Closing costs usually total 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Floral Park New York?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. Delays can occur if the property appraisal or title search takes longer than expected.
Are there New York state taxes or fees on a refinance?
New York charges a mortgage recording tax on refinances, which varies by county. In Nassau County the tax is about 1.05 percent of the loan amount. There are also title insurance and attorney fees.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.