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Directory of mortgage refinance companies in Fairport, New York. Verify credentials with the state mortgage licensing authority before hiring.
6 agents listed
Updated May 2026
Fairport, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 6 mortgage refinance companies in Fairport, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bank of America (with Drive-thru ATM)
6687 Pittsford Palmyra Rd STE 4, Fairport, NY 14450
5854217912
LNB Banking
1314 Fairport Rd, Fairport, NY 14450
5854332900
Halleran Financial Group
345 Woodcliff Dr Suite 108, Fairport, NY 14450
5853838220
Mercer Advisors - Fairport
375 Woodcliff Dr #1c, Fairport, NY 14450
5854423230
Chase Home Lending
2159 Fairport Nine Mile Point Rd, Fairport, NY 14450
7089728191
Liftbridge Financial Advisors
6 N Main St #400w, Fairport, NY 14450
5853774500
A mortgage refinance company in Fairport New York helps homeowners replace their current home loan with a new one. New York law requires lenders to provide a Loan Estimate within three business days of application. Local Fairport lenders can guide you through the process and explain state-specific disclosure rules.
What Does a Mortgage Refinance Company in Fairport Cost?
Typical costs for a mortgage refinance in New York include an application fee of $300 to $500, an appraisal fee of $400 to $700, and title insurance costing $1,000 to $2,500. New York also imposes a mortgage recording tax of 0.75% to 1.8% of the loan amount. Closing costs generally total 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Fairport New York?
You typically need pay stubs, tax returns, bank statements, and a copy of your current mortgage. New York lenders also require a government-issued ID and proof of homeowners insurance.
How long does a mortgage refinance take in New York?
The process usually takes 30 to 45 days from application to closing. New York law mandates a three-day right of rescission after signing, which adds to the timeline.
Are there New York specific fees for refinancing a mortgage?
Yes, New York charges a mortgage recording tax on the new loan amount. This tax can be 0.75% to 1.8% depending on the county. Fairport is in Monroe County where the rate is 1.05% for loans over $500,000.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.