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Find Mortgage Refinance Companies Near You in Elmont, NY
Looking for a mortgage refinance company in Elmont? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Elmont, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 mortgage refinance companies in Elmont, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Keith Dunne
238-19 Linden Blvd, Elmont, NY 11003
5166629377
Chase Mortgage
23939 Linden Blvd, Elmont, NY 11003
5162859507
Mortgage refinance companies in Elmont, New York help homeowners lower their interest rates or change loan terms. New York law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Nassau County property values and can guide you through the refinancing process.
What Does a Mortgage Refinance Company in Elmont Cost?
Typical costs for a mortgage refinance in New York include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,000 to $2,500. The New York mortgage recording tax in Nassau County is 1.05% for loans under $500,000. These costs can add up to 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Elmont?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a copy of your current mortgage statement and a government-issued ID.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. Delays can occur if additional appraisals or title searches are needed for properties in Elmont.
Are there New York state taxes or fees on refinancing?
New York charges a mortgage recording tax on refinanced loans, which varies by county. In Nassau County, the tax is 1.05% of the loan amount for loans under $500,000. Some lenders also charge origination fees.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.