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Mortgage Refinance Companies in Croton-On-Hudson, NY

Browse mortgage refinance companies serving Croton-On-Hudson, New York. Contact information and addresses listed below.

4 agents listed
Updated May 2026
Croton-On-Hudson, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 4 mortgage refinance companies in Croton-On-Hudson, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
A.S.A.P. Mortgage Corp.
125 Grand St, Croton-On-Hudson, NY 10520
9148627100
Chase Mortgage
2003 Albany Post Rd, Croton-On-Hudson, NY 10520
9142717684
Freedom Mortgage
1392 Albany Post Rd, Croton-On-Hudson, NY 10520
9149307680
Chase Home Lending
171 S Riverside Ave, Croton-On-Hudson, NY 10520
9497376810

A mortgage refinance company in Croton-On-Hudson, New York helps homeowners replace their existing home loan with a new one. New York law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the unique property values and tax rules in Westchester County.

What Does a Mortgage Refinance Company in Croton-On-Hudson Cost?

Typical costs for a mortgage refinance in New York include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costing 500 to 1,500 dollars. Recording taxes in Westchester County add about 1.05 percent of the loan. Total closing costs often range from 2 to 5 percent of the loan principal. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Croton-On-Hudson?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes extra time.
Are there New York state taxes on refinancing?
New York imposes a mortgage recording tax on refinances, which varies by county. In Westchester County, the tax is typically 1.05 percent of the loan amount. Some lenders may add this cost to the loan.