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Compare Mortgage Refinance Companies in Commack, NY
Compare mortgage refinance companies in Commack. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Commack, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 mortgage refinance companies in Commack, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Mortgage
39 Vanderbilt Pkwy, Commack, NY 11725
6314991812
Chase Home Lending
60 Veterans Memorial Hwy, Commack, NY 11725
5165231869
Mortgage refinance companies in Commack, New York help homeowners lower their interest rates or change loan terms. New York law requires lenders to provide a Loan Estimate within three business days of application. Local Commack lenders understand Suffolk County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Commack Cost?
Typical costs for a mortgage refinance in New York include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance of 0.5 to 1 percent of the loan amount. New York also imposes a mortgage recording tax, which in Suffolk County is 0.25 percent of the loan amount. Total closing costs often range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Commack?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a government-issued ID and a copy of your current mortgage note.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. Delays can occur if the property appraisal or title search takes longer than expected.
Are there New York specific fees for refinancing?
Yes, New York charges a mortgage recording tax on refinances, which varies by county. In Suffolk County, the tax is 0.25% of the loan amount for a refinance. You may also pay title insurance and attorney fees.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.