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Compare Mortgage Refinance Companies in Camillus, NY
Looking for a mortgage refinance company in Camillus? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Camillus, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 4 mortgage refinance companies in Camillus, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Pete Caspari- Movement Mortgage
3791 Milton Ave Suite 1, Camillus, NY 13031
3152471394
Valerie Cushman
3791 Milton Ave, Camillus, NY 13031
3153824619
NBT Bank
5390 W Genesee St, Camillus, NY 13031
3154872180
M&T Bank
100 Kasson Rd, Camillus, NY 13031
3154871518
Mortgage refinance companies in Camillus, New York help homeowners lower their interest rates or change loan terms. New York law requires lenders to provide a Loan Estimate within three business days of application. Local companies can guide you through the process and explain state-specific requirements like the mortgage recording tax.
What Does a Mortgage Refinance Company in Camillus Cost?
Typical costs for a mortgage refinance in New York include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $500 to $1,500. The New York mortgage recording tax can add 0.75% to 1.05% of the loan amount depending on the county. These are general estimates; actual costs vary by lender, loan size, and property location. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Camillus?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders may also require a property appraisal and a copy of your current deed.
How long does a mortgage refinance take in New York?
The process usually takes 30 to 45 days from application to closing. New York law allows a three-day rescission period after signing for most refinances, which can add time.
Are there New York taxes on mortgage refinances?
Yes, New York imposes a mortgage recording tax on refinances. The rate varies by county; in Onondaga County, it is 0.75% of the loan amount. Some refinances may qualify for a reduced rate if no new money is taken out.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.