ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Browse mortgage refinance companies serving Las Cruces, New Mexico. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Las Cruces, NM
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Mexico before hiring.
Showing 20 mortgage refinance companies in Las Cruces, NM
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Price Mortgage Las Cruces - NMLS #1429043 Home Loans
2455 Missouri Ave A, Las Cruces, NM 88001
5754157942
Waterstone Mortgage Corporation
4440 Sonoma Ranch Blvd Suite D, Las Cruces, NM 88011
5754493125
Cornerstone Home Lending | Las Cruces
1065 D S Main St g, Las Cruces, NM 88005
5755274400
PrimeLending, A PlainsCapital Company - Las Cruces
3780 Foothills Rd Ste. C, Las Cruces, NM 88011
5752591080
New American Funding - Las Cruces, NM
3050 Roadrunner Pkwy #3, Las Cruces, NM 88011
5752150021
Guild Mortgage - Patricia Lewis
1323 E Lohman Ave Suite 3,4,5, Las Cruces, NM 88001
5752494490
Tyler Black | Price Mortgage
2455 Missouri Ave A, Las Cruces, NM 88001
5754157942
Guild Mortgage - Shelly Jett McEntire
1323 E Lohman Ave Suite 3,4,5, Las Cruces, NM 88001
5752494483
AmCap Home Loans - Nancy Ellis & Norbert Gabaldon
Pueblo Plaza, 1100 S Main St #204, Las Cruces, NM 88005
5756448203
Guild Mortgage - Susie Nelson
1323 E Lohman Ave Suite 3,4,5, Las Cruces, NM 88001
5752494480
New American Funding - Kyler Breen
3050 Roadrunner Pkwy #3, Las Cruces, NM 88011
5753391082
Guild Mortgage - Teresa Martinez
1323 E Lohman Ave Suite 3,4,5, Las Cruces, NM 88001
5753021931
Guild Mortgage - Jenn Baca
2480 Roadrunner Pkwy C, Las Cruces, NM 88011
5753822016
Guild Mortgage - Rafa Figueroa
1323 E Lohman Ave Suite 3,4,5, Las Cruces, NM 88001
5752494480
Guild Mortgage - Priscilla Lara
2480 Roadrunner Pkwy C, Las Cruces, NM 88011
5756405283
Guild Mortgage - Richard Montoya Jr
1323 E Lohman Ave Suite 3,4,5, Las Cruces, NM 88001
5754591701
Precision Mortgage Group a Division of The Home Lending Group
2480-C, 2480 Roadrunner Pkwy C, Las Cruces, NM 88011
5753822016
Jorge Sanchez - NOVA Home Loans
665 E University Ave Building 2 Suite A, Las Cruces, NM 88005
5753735431
American Pacific Mortgage
1115 Commerce Dr Suite A, Suite B, Las Cruces, NM 88011
9169601325
Guild Mortgage Company
1323 E Lohman Ave Suite 3,4,5, Las Cruces, NM 88001
5754591700
Mortgage refinance companies in Las Cruces, New Mexico help homeowners lower their interest rate or change loan terms. New Mexico law does not require a specific waiting period to refinance, but lenders must follow federal Truth in Lending Act disclosures. Local refinance services can guide you through New Mexico recording fees and title insurance requirements.
What Does a Mortgage Refinance Company in Las Cruces Cost?
Typical costs for a mortgage refinance in New Mexico include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. New Mexico also imposes a mortgage recording tax of 0.10 percent of the loan amount. These costs vary by lender and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Las Cruces?
You typically need recent pay stubs, tax returns, bank statements, and a property appraisal. New Mexico lenders also require a copy of your current deed and proof of homeowners insurance.
How long does a mortgage refinance take in New Mexico?
A standard refinance in New Mexico usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there New Mexico-specific fees for refinancing?
Yes, New Mexico charges a mortgage recording tax of 0.10 percent of the loan amount. You may also pay a state documentary stamp fee and title insurance costs, which vary by county.
Free • No Obligation
Compare Mortgage Refinance Companies
Get matched with agents in Las Cruces who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Mexico.