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Mortgage Refinance Companies in Farmington, NM

Directory of mortgage refinance companies in Farmington, New Mexico. Verify credentials with the state state mortgage licensing authority before hiring.

16 agents listed
Updated June 2026
Farmington, NM
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Mexico before hiring.
Showing 16 mortgage refinance companies in Farmington, NM Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sun Loan Company
900 San Juan Blvd Ste A, Farmington, NM 87401
(505) 324-8119 sunloan.com
Guild Mortgage - Phil Chavez
5100 E Main St STE 115, Farmington, NM 87402
(505) 608-7053 branches.guildmortgage.com
Waterstone Mortgage Corporation
5512 E Main St B, Farmington, NM 87402
(505) 278-2523 waterstonemortgage.com
Daniel Anderson | Major Mortgage
5920 E Main St Suite B, Farmington, NM 87402
(505) 516-2631 dacloser.com
Mortgage Solutions Financial Farmington
2901 E 20th St Ste 102, Farmington, NM 87402
(505) 325-5862 mortgagesolutions.net
Mortgage Solutions Financial Farmington
2901 E 20th St Ste 102, Farmington, NM 87402
(505) 325-5862 mortgagesolutions.net
Kerri Howlett | Major Mortgage
5920 E Main St A, Farmington, NM 87402
(505) 215-3578 kerrihowlett.vipmtginc.com
OneMain Financial
3836 E Main St Ste C, Farmington, NM 87402
(505) 327-4731 onemainfinancial.com
Kathi Giguere | Major Mortgage
5920 E Main St A, Farmington, NM 87402
(505) 320-4169 kathigiguere.vipmtginc.com
Guild Mortgage- Davin Jacquez
5100 E Main St STE 115, Farmington, NM 87402
(505) 608-7030 davinjacquez.com
Major Mortgage
Major, 5920 E Main St A, Farmington, NM 87402
(505) 327-9500
NEXA Mortgage - Denise Lovato
4010 E 30th St, Farmington, NM 87402
(505) 486-9776
MiMutual Mortgage, Farmington NM
2705 Rabbitbrush Dr, Farmington, NM 87402
(505) 327-5500
Jeanne Frame, Loan Officer - MiMutual powered by Supreme Lending Farmington, NM
2705 Rabbitbrush Dr, Farmington, NM 87402
(505) 860-8573 jeanneframe.supremelendinglo.com
Guild Mortgage Company
5100 E Main St STE 115, Farmington, NM 87402
(505) 608-7057 branches.guildmortgage.com
Silver Oak Mortgage
124 N Orchard Ave, Farmington, NM 87401
(505) 325-0722 mysilveroakloan.com

What Does a Mortgage Refinance Company in Farmington Cost?

Typical costs for a mortgage refinance in New Mexico range from 2% to 5% of the loan amount. For a $200,000 loan, this means $4,000 to $10,000 in fees including appraisal, title insurance, and origination charges. New Mexico charges a mortgage recording tax of $1.00 per $1,000 of the loan amount. Costs vary by lender, loan type, and property value. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the typical timeline for refinancing a mortgage in Farmington?
The refinance process in New Mexico usually takes 30 to 45 days from application to closing. This timeline can vary based on appraisal availability and lender workload. New Mexico law does not set a specific maximum time limit for refinancing.
Are there New Mexico specific rules for mortgage refinance disclosures?
Yes, New Mexico follows federal TRID rules requiring lenders to give a Loan Estimate within three business days of application. The state also mandates that all refinance documents be signed in the presence of a notary public. Lenders must provide a final Closing Disclosure at least three business days before closing.
Can I refinance a mortgage on a manufactured home in Farmington?
Yes, you can refinance a manufactured home in New Mexico if it is permanently affixed to land you own. The home must meet HUD code requirements and be titled as real property. Some lenders may require a land survey or title update.

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About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of New Mexico.

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