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Compare mortgage refinance companies in Artesia. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Artesia, NM
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Mexico before hiring.
Showing 4 mortgage refinance companies in Artesia, NM
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
318 W Main St, Artesia, NM 88210
5757462198
Martin Sanchez | Loan Officer | PRMI
509 W Mahone Dr, Artesia, NM 88210
5757496278
Primary Residential Mortgage, Inc. - Artesia
509 W Mahone Dr suite a, Artesia, NM 88210
5757625363
Prime Source Mortgage Inc
512 W Texas Ave STE A, Artesia, NM 88210
5757460011
A mortgage refinance company in Artesia, New Mexico helps homeowners lower their interest rate or change loan terms. New Mexico law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Eddy County real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Artesia Cost?
Typical costs for a mortgage refinance in New Mexico include an appraisal fee of 400 to 700 dollars, title insurance of 500 to 1,000 dollars, and lender origination fees of 0.5% to 1% of the loan amount. New Mexico also charges a small mortgage recording tax. Total closing costs often range from 2,000 to 5,000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Artesia New Mexico?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Mexico lenders may also ask for a property appraisal to confirm home value.
How long does a mortgage refinance take in New Mexico?
A standard refinance in New Mexico usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there New Mexico specific fees for refinancing?
New Mexico charges a mortgage recording tax of 0.01% of the loan amount. You may also pay title insurance fees and state documentary stamp taxes. Check with your lender for a full fee breakdown.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Mexico.