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Compare Mortgage Refinance Companies in Woodbury, NJ

Directory of mortgage refinance companies in Woodbury, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.

4 agents listed
Updated May 2026
Woodbury, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 4 mortgage refinance companies in Woodbury, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ashley McGlinsey at CrossCountry Mortgage
1652 Cooper St, Woodbury, NJ 08096
8562036190
Roger Letzgus at CrossCountry Mortgage
1652 Cooper St, Woodbury, NJ 08096
2672961597
Dave Bohm at CrossCountry Mortgage
1652 Cooper St, Woodbury, NJ 08096
8777731226
Fulton Mortgage Co
100 Park Ave, Woodbury, NJ 08096
8566866809

Mortgage refinance companies in Woodbury New Jersey help homeowners lower their interest rates or change loan terms. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local refinance services can guide you through the process and explain state-specific rules like the New Jersey Home Ownership Security Act.

What Does a Mortgage Refinance Company in Woodbury Cost?

Typical costs for a mortgage refinance in New Jersey include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs of $500 to $1,500. Closing costs generally range from 2% to 5% of the loan principal. These amounts vary by lender and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Woodbury?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders also require a copy of your current mortgage statement and a property appraisal.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there New Jersey laws that affect mortgage refinancing?
Yes, New Jersey has a three-day right of rescission for refinances on your primary home. This means you can cancel the new loan within three business days after signing without penalty.